Who are your competitors?

Who are your competitors?

Markets change. After long periods of stability, one or more entrepreneurial disrupters enters the market and puts its stamp on an industry. Some of the old guard will fade away, some will adapt, and the new guard will take control. Eventually, after some time passes,...
Fit

Fit

If you were a fly on the wall in our offices, you’d hear the word fit somewhat regularly. Sometimes, it’s because we’re talking about how we wish we exercised more, e.g., “I sure wish I were more fit!” Most of the time, however,...
Lady Redundant Woman

Lady Redundant Woman

If you have younger kids, you may have seen the TV show Word Girl. One of the villainous characters is called Lady Redundant Woman. Lady Redundant Woman obtained the powers of duplication when she was fused with a copy machine. As you might expect, she often speaks in...
An update on the CFPB

An update on the CFPB

We’ve been silent for awhile on the subject of lending discrimination and the CFPB, but that doesn’t mean the rest of the lending world stopped talking about it. Today, for example, Toyota Credit announced that it has been accused of discrimination by the...
History lessons

History lessons

When I was an undergraduate at the University of Washington, I encountered a phenomenal teacher in one of the undergrad history surveys. That experience prompted me to take more history courses and, eventually, I earned a degree in history. While I wouldn’t call...